High Risk Payment Processing
Journey Business Solutions provides high risk credit card processing solutions for those in the CBD, hemp or e-cigarette industries at a highly competitive rate. By utilizing all domestic banking, we provide fast approvals and transparent pricing with no reserves on your funding.
No more worrying about accounts being shut down due to new regulations in your industry or wondering which processing system is best for your non-traditional company. We understand the risk involved and we take that liability away through proper underwriting and honesty.
What is a high risk merchant?
Greater chance of Fraud
A high risk merchant is a business whose industry is considered to have a greater likelihood of fraud and/or payment disputes.
Holds on Disputed Funds
When a chargeback occurs, it means the funds disputed are held from the business until the card issuer considers the transaction and determines what to do.
Pay Back Lost Funds
If the funds to the business are denied, a payment processor will require the merchant to make good on lost funds.
High risk industries.
Gun and ammo retailers are considered high risk for a number of reasons including the uncertainty of future regulations, high ticket and transaction amounts, and frequency of fraudulent sales. It is our goal at Journey Business Solutions to offer your business the services it needs to successfully process payments and grow your business even in a shifting retail and sales landscape.
Online Vape Retailers
Due to the inherent nature of the product and the difficulty in authenticating a buyer’s age online, online vape and e-cigarette retailers fall into the high risk category. Conducting open, honest relationships with retailers is our utmost priority so you can continue to grow your business and facilitate more online sales.
Regulations regarding tobacco sales can be inconsistent and the circumventing of age verification by underage buyers can result in excessive chargebacks for retailers, putting them in the high risk category. Additionally, many online tobacco retailers may also sell products commonly associated with cannabis, which furthers the risk. We understand the challenges your business faces and are here to provide you with the payment processing solutions you need.
There are a variety of reasons why Nutraceutical companies are labeled high-risk, including a higher rate of chargebacks across the industry. We understand the challenges your business faces and are here to help you find the payment processing systems you need to fulfill your online orders and build your brand.
Call to speak with a sales consultant.
What to look for in a high risk payment processor.
Choose a processor that’s not afraid to help you operate your business as they would a low-risk company. Where Journey Business Solutions is concerned, you’re interested in making a living and providing a service to others just like any business owner. Regardless of the type of business, we always offer the most transparent pricing and solutions best suited for your business.
Payment Processing with High Risk Capabilities
Integrating Products with Payment Processing
Finding the Right Point of Sale System
Finding the Right Point of Sale System
If you are in need of a new point of sale terminal that can be paired with high-risk capabilities, Journey Business Solutions can consult you on which terminal is right for you. We don’t offer just any one system; we have a variety of systems to choose from, which can all be integrated with any existing high risk payment processing system.
Fees & Point of Sale System Abilities
Learn more about high risk industry solutions.
Cash Discount Program
Journey Business Solutions, Inc. is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA, The Bancorp Bank, Philadelphia, PA, and BMO Harris N.A., Chicago, IL. American Express requires separate approval.